Deferred Payment Plan - Credit Students

  • BCCC has partnered with Heartland ECSI to offer a deferred tuition payment plan for credit students. The payment plan is offered for the Spring, Summer and Fall semesters only with no minimum credit hour requirements. Enrolling in a deferred payment plan early will result in lower monthly payments and more payment options. 

    Heartland requires a $50.00 application fee each semester when setting up your payment plan and an additional $25.00 charge for payments reported as insufficient funds.

    To setup a Deferred Payment Plan: Tuition Deferment Payment Plan

    You can setup your monthly payments with a checking/savings account. If you wish to setup your monthly payments with a Credit/Debit card, students must wait 24 hours. Heartland will send an email to the student’s BCCC email addresses. Once you receive an email from Heartland log onto If you are new to Heartland you will need to create an account. Copy and paste your Heartland Key from the email you received from Heartland.

    You will then be able to review your payment plan, setup reoccurring payments, or make any changes to your account information.

    If you have any questions please contact the Student Accounting Office at 410-462-8333, or email us at

    For further assistance, use the virtual help desk at

Payment Methods

    • Automatic Bank Payment (ACH): checking or savings accounts
    • Credit Card/Debit Card: MasterCard, Visa, Discover or American Express

Cost to Participate

    • No Down Payment Required. Students will be billed on the 10th of each month.
    • Non-refundable Enrollment Fee per semester: $50
    • Returned payment fee if payment is returned: $25
  • Deferred Payment Plan (Heartland) Summer 2022 Schedule

    Payment Plans available starting April 10, 2022 and ends on June 25, 2022.
    Payment Plans are available for enrollment starting April 10, 2022 and ending on May 31, 2022

    Last day to enroll online

    Required down

    App Fee

    Number of payments

    Months of payments

    April 10 – May 31




    May– June 

    *Please note that all payment plans for the Summer 2022 semester will close-out on June 25, 2022.



  • Student Accounting Office:

    Phone: (410) 462-8333

    Contact us for the details of setting up a payment plan, or send an email to